Voluntary Benefits

Each individual’s lifestyle and benefits needs are different from the next

The voluntary benefits we provide-both individual and group- offer a broad range of financial protection options for their employees and their family.

Accident Insurance

Accident Insurance helps offset unexpected covered medical expenses, such as emergency room fees, deductibles, and co-payments that can result from a fracture, dislocation, or other covered accidental injury. A health screening benefit is available.

Disability Insurance

Disability Insurance replaces a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness.

Cancer Insurance

Cancer Insurance helps offset the covered out-of-pocket medical and indirect, non-medical expenses related to cancer that most plans don’t cover. A cancer screening benefit is also available.

Critical Illness Insurance

Critical Illness Insurance supplements your major- medical coverage by providing a lump-sum benefit you can use to help pay the direct and indirect costs related to a covered critical illness. A health screening benefit is also available.

Hospital Confinement Indemnity Insurance

Hospital Confinement Indemnity Insurance provides a lump-sum benefit for a covered hospital confinement or a covered outpatient surgery to assist with co-payments and deductibles that are not covered by most-major medical plans.

Life Insurance

Life Insurance enables you to tailor coverage for your individual needs and helps provide financial security for your family members.

Dental and Vision Insurance

Dental and Vision Insurance can help employees maintain good dental health with east-to-use coverage. Vision rider is also available This added financial protection is a simple way to enhance a benefits package.